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Recreational Loans

Our rally cry is "Live it UP," - and we're all for financing vehicles that will allow you to explore the Upper Peninsula.





Adventure is calling.

New + used financing up to 84 months1
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ATV Loans

  • Rates starting at: 4.75% APR2
  • Financing up to 84 months. 
  • No down payment required.
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Watercraft Loans

  • Rates starting at: 4.75% APR2
  • Financing up to 84 months. 
  • No down payment required.
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Camper + Motor Home Loans

  • Rates starting at: 5.25% APR2
  • Financing up to 72 months. 
  • No down payment required.
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UTV Loans

  • Rates starting at: 4.75% APR2
  • Financing up to 84 months. 
  • No down payment required.
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Motorcycle Loans

  • Rates starting at: 4.75% APR2
  • Financing up to 84 months. 
  • No down payment required.
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Snowmobile Loans

  • Rates starting at: 4.75% APR2
  • Financing up to 84 months. 
  • No down payment required.

new + used

Recreational Vehicle Rates





36 Months

4.75%

APR2

48 Months

5.10%

APR2

60 Months

5.45%

APR2

72 Months

5.75%

APR2


84 Months

6.95%

APR2






New + Used

Camper + Motor Home Loan Rates


48 Months

5.60%

APR2

36 Months

5.25%

APR2

60 Months

5.95%

APR2

72 Months

6.25%

APR2



84 Months

7.45%

APR2








Have peace of mind

Protect your loan.


DEBT PROTECTION WITH LIFE PLUS3

Your safeguard against the unexpected.

Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection, which may cancel your loan balance or payments in case of:

  • Involuntary unemployment
  • Disability
  • Loss of life
  • Illness
  • Hospitalization


*Members received $349,192.22 in benefit compensation last year.








Loan Calculators

Estimate your monthly payment, assess your credit, or budget for a down payment.













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Digital access

Keep tabs on your loan.

Through our digital banking platform you can:
  • View your loan balance.
  • Due date.
  • Estimated payoff.
  • Transaction history.
  • Accrued interest. 
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Take A BREAK

Skip your loan payment.

When you need a little extra cash for holiday spending or unexpected expenses, you can skip up to two monthly payments per 12 month period on eligible loans.





Questions?

We have answers.
All loans that over $3,500 require "Full Coverage" insurance encompassing collision, liability, and comprehensive coverage.
Yes! You'll just need to get in contact with your loan officer to discuss the specifics. 

Yes! You'll just need to know your other account's information and visit our Quick Pay site. 
No! You can pay early or pay off your loan at any time. 


Ready to apply for a loan?





Get more out of membership.

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1. 84 month loan term for 2019-2023 models. Other restrictions and terms apply. 
2. APR = Annual Percentage Rate
3. Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.