Make Your Money Bloom. 

Get your money's worth.

Secure your nest egg in a certificate of deposit to earn more higher dividends. Stash it away for as little as 6 months to 60 months.

7 MONTH special



Open 7 Month Certificate












We strive to prevent financial exploitation.

AARP's BankSafe has protected more than $200 million from being stolen due to financial exploitation. Embers is proud to be a part of this effort, and we are excited to share that we have earned the AARP BankSafe Trained Seal.

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Safe & Secure

We actively monitor your assets to help protect against unauthorized use and, with the help of the NCUA, are insured up to $250,000.


We have answers.
Yes, all share certificates require a minimum of $1,000 to open.
Our certificate rates are calculated from a formula that takes economic and market data into consideration.

Dividends are paid monthly directly to the certificate.

Yes, a penalty of up to half the dividends that would be earned over the term of the certificate will be imposed if funds are withdrawn before maturity.

Rather open a CD in person? 

Get more out of membership.

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1. APY + Annual Percentage Yield
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