Embers Credit Union

Image of a hand inserting an Embers Credit Card into a gas pump


Earn 5.10%


Make Your Money Bloom.

2% cash back on gas.

Earn unlimited 2% cash back on gas purchases and 1% on everything else with the Embers credit card. No confusing point system.

Spark Your Financial Opportunities

Graphic of a phone displaying digital banking
Image of two adults kayaking
Graphic of a signature with a gradient background

Line art of a person within a circleAccounts

Banking for the way you live.

It all starts with understanding what you’re dealing with. Finding out what gets you motivated and crafting solutions personally designed to meet your needs and get to the next level.

View Account Products

Graphic of a computer displaying text that reads "Application Received"
Graphic of an Embers Credit Card
Image of a family carrying boxes into a new home

Graphic of two hands enclosedLoans

Products that take you further.

Designed specifically to empower you, our suite of loan products aim to provide opportunities that open the doors of homeownership, automobiles, and much more.

View Loan Products

Image of a smiling woman shaking a hand
Graphic of a calculator
Graphic of a dollar bill with the text "First Dollar" above

Graphic of a small storeBusiness

Partnerships fueled by passion.

Although there are many numbers involved in business, you and your business are not just a number to us. View Embers as a partner that’s willing to invest in your future as you begin to fuel the UP economy.

View Business Products

Image of a cliffside

Who We Are

There's a reason "Embers" exists in the word "Members."

As members of Embers ourselves, we understand how to craft custom financial solutions that are tailored to a certain individual. As community members of the Upper Peninsula, UP here we know it’s the real deal.

Get to Know Us

Image of a dog's head outside a car window
Image of two people jumping off of a cliff into a body of water
Image of two adults laughing in the back of a car
Image of a smiling couple holding hands outdoors
Embers logo over a gradient background
Image of a family all on bicycles

Our Rally Cry

Live it UP.

The Upper Peninsula (UP) isn’t like any other place. The unique way of life it offers should be celebrated. At Embers, we encourage our members to aspire for more, achieve their financial goals, and of course, enjoy the outdoors and activities in the UP - Live it UP.

So, are you ready to become an Embers Member?