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AUTO LOANS

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See what you’re pre-approved for and get moving toward your next ride. 
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Featured Rates

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Fire Rewards Checking
3.04
% APY*
Rewards Checking
auto loans
4.75
% APR*
Auto Loans
7/6 ARM
5.95
% APR*
Mortgage Loans
24-month certificate
4.00
% APY*
Certificates
What We Offer

Services Built Around You

From tapping your card at the pump to signing mortgage papers, we offer simple solutions backed by a team that knows how to help. Wherever you’re at with your finances, Embers is here to help you along your journey.
Everyday Money, Made Simple Spend, save, and manage your money with tools designed for real life. Crafted by a team that’s here when you need us.
Account Products
The Tools and Team to Keep You Growing

Leverage simple tools and local support to help you run your business smoothly and keep moving forward with confidence.
Business Products
Let’s Get You Home

Whether buying, building, or refinancing, our team will guide you through every step with clarity and personalized care.
Mortgage Products
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Embers Team Members at MISH Marathon

Community impact

Built to give back

We’re proud to be part of the communities we serve, and we don’t just talk the talk. In 2025 alone, we gave back more than $120,000 through local partnerships, volunteer hours, and community support.
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Real Members.
Real Stories.

Ashley headshot on orange

The service is excellent and personal.

Our family has been doing business with Embers for a VERY long time. I am a third-gen member. The service is excellent and personal. I live downstate but still like doing business here. I have recently had a couple chances to work with Ashley and she was friendly, efficient, and thorough. I highly recommend Embers and the Escanaba team!

Matt M.

Rob headshot on orange

Knowledgeable and easy to work with

Rob has become our primary banker, and he's one of the biggest reasons we're so happy we switched to Embers Credit Union. He's knowledgeable, easy to work with, and genuinely cares about helping members. Highly recommend!

Anton R.

Colette headshot on orange

She absolutely made my wife the happiest woman in all of Northern Michigan

I can't put into words how wonderful Colette was to work with. She made my wife the happiest woman in all of Northern Michigan. Huge thank you from the bottom of our hearts, Embers!

Kelly S.

Tonya headshot on orange

Friendly and very detailed

 Working with Tonya on my loan was a good experience. She was friendly and very detailed, very good at communication. Between her and me, being a new customer, she did a really good job. Thank you for everything! 

Mike M.

Tiffany headshot on orange

Wonderful to work with

Tiffany is amazing at her job. I've had her three times since I've moved back. Smart, and her personality makes her great. 

Valerie R.

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33,000 Members Plus You

Our team is ready to support your goals. Get started with Embers today.
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