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Skip-A-Payment Icon

Skip Your Payment

Rest easy knowing that you can skip your loan payment if you need extra cash for holiday spending or unexpected expenses.

Two payments, one year.

Eligible Loan(s)
Loans that have a six month on-time payment history and are paid current. 

Ineligible Loan(s)
Mortgages, home equity, credit cards, lines of credit, and payment saver loans. 

Participation Fee
There is a $25 fee per skip, per loan.

How it affects your loan
The skipped months will be added to the end of your loan, extending the loan term. Interest will continue to accrue during skipped months.

Skip-A-Payment Application

Please read instructions below before filling out form

Note: Mortgages, home equity loans, credit cards, lines of credit, and payment saver loans cannot be skipped. Eligible loan(s) must have a 6 month on-time payment history and be paid current. A $25 service fee will be assessed for every loan skipped. Loan(s) cannot be skipped more than two times in a calendar year.

Step 1: Enter your name and email under the Powerform First Usesection. If there's a joint owner on the loan you'd like to skip, include their name and email under the Powerform Second User section. The joint owner will receive an email to complete their portion of the application and in order to be valid, joint owners must esign the document as well. 

Step 2: Agree to the electronic records and signatures. 

Step 3: Fill out all required fields, esign, and click Finish. 

Once all steps are completed and applicant(s) esign, our loan department will verify information and contact you regarding the application status!

1. Payments cannot be skipped two months in a row.