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Rates


Account Rates

Terms APY1 APR2
Minimum balance of $100.00 to earn monthly dividends. If under 18 years of age, no minimum balance required to earn monthly dividends. 0.10% 0.10%
Terms APY1 APR2
$100 minimum balance. Dividends paid monthly. 0.10% 0.10%
Terms APY1 APR2
If balance is between:
$100.00 - $2,499.99
 0.25% 0.25%
If balance is between:
$2,500.00 - $9,999.99
 0.25% 0.25%
If balance is between:
$10,000.00 - $24,999.99
 0.50% 0.50%
If balance is between:
$25,000.00 - $49,999.99
 0.50% 0.50%
If balance is between:
$50,000.00 - $249,999.99
 0.80% 0.80%
If balance is:
$250,000 and over
 1.26% 1.25%
APY1 Minimum Maximum

0.00%

 $0.00 None
APY1 APR2 Minimum
3.04*% 3.00% $0.00
*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance. 
Terms APY1 APR2
On balances from $0.01 and up. Dividends paid monthly. 1.26% 1.25%
Terms APY1 APR2
Individual 1.26% 1.25%
Family 1.26% 1.25%
Terms APY1
6 Months 1.00%
12 Months 3.82%
24 Months 2.27%
36 Months 2.02%
48 Months 2.53%
60 Months 2.78%
 
Certificate Special
Terms APY1
11 Months 5.12%


Auto Rates

Term APR2
36 Months 5.70%
48 Months
5.80%
60 Months
5.90%
72 Months 6.00%
84 Months 7.20%
Term APR2
36 Months 5.70%
48 Months 5.80%
60 Months
5.90%
72 Months 6.00%
84 Months
7.20%








Recreational Rates

Includes boats, snowmobiles, dirt bikes, ATVs, etc.
Term APR2
36 Months 6.20%
48 Months 6.30%
60 Months
6.40%
72 Months 6.50%
84 Months
7.70%
Restrictions may apply. Ask any loan officer for details.
Term APR2
36 Months 6.70%
48 Months 6.80%
60 Months
6.90%
72 Months 7.00%
84 Months
8.20%








Personal Loan Rates

Borrow $500 - $5,000
Term APR2
12 Months 9.75%
24 Months 10.75%
36 Months
11.75%
48 Months 12.75%
Term APR2
Revolving  8.50% for the first 12 months.
Minimum interest rate after introductory rate expires is 8.50%
Term APR2
36 Months 6.25%
CD Secured CD Rate + 2.00%
Over CD Rate (Maturity date of loan must coincide with maturity date of CD)
Type APR2
Consumer As low as 8.90%
Business As low as 10.99%
No annual fees.
APR2 Term
15.00% Must have a checking account established. $50.00 min payment due on the 28th of each month. Transfers will be made in $50.00 increments to cover the overdraft amount.
















All Loan Rates are before discounts and subject to credit score and LTV adjustments.


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1. APY = Annual Percentage Yield
2. APR = Annual Percentage Rate