Rates

Explore rates that keep up with your adventures.

Account Rates

Terms APY1 APR2
Minimum balance of $100.00 to earn monthly dividends. If under 18 years of age, no minimum balance required to earn monthly dividends. 0.10% 0.10%
Terms APY1 APR2
$100 minimum balance. Dividends paid monthly. 0.10% 0.10%
Terms APY1 APR2
If balance is between:
$100.00 - $2,499.99
 0.25% 0.25%
If balance is between:
$2,500.00 - $9,999.99
 0.25% 0.25%
If balance is between:
$10,000.00 - $24,999.99
 0.50% 0.50%
If balance is between:
$25,000.00 - $49,999.99
 0.50% 0.50%
If balance is between:
$50,000.00 - $249,999.99
 0.80% 0.80%
If balance is:
$250,000 and over
 1.26% 1.25%
APY1 Minimum Maximum

0.00%

 $0.00 None
APY1 APR2 Minimum
3.04*% 3.00% $0.00
*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance. 
Terms APY1 APR2
On balances from $0.01 and up. Dividends paid monthly. 3.05% 3.00%
Terms APY1 APR2
Individual 1.26% 1.25%
Family 1.26% 1.25%
Terms APY1
6 Months 3.90%
12 Months 4.00%
18 Months 3.75%
24 Months 3.75%
36 Months 3.65%
48 Months 3.75%
60 Months 3.75%
 


Auto Rates

Term APR2
36 Months 4.75%
48 Months
4.75%
60 Months
5.25%
72 Months 5.30%
84 Months
6.70%
Term APR2
36 Months 4.75%
48 Months 4.75%
60 Months
5.25%
72 Months 5.30%
84 Months
6.70%








Recreational Rates

Includes boats, snowmobiles, dirt bikes, ATVs, etc.
Term APR2
36 Months 5.25%
48 Months 5.35%
60 Months
5.75%
72 Months 6.00%
84 Months
7.25%
Restrictions may apply. Ask any loan officer for details.
Term APR2
36 Months 5.25%
48 Months 5.35%
60 Months
5.75%
72 Months 6.00%
84 Months
7.25%








Personal Loan Rates

Borrow $500 - $5,000
Term APR2
12 Months 10.00%
24 Months 11.00%
36 Months
12.00%
48 Months 13.00%
Term APR2
Revolving  8.50% for the first 12 months.
Minimum interest rate after introductory rate expires is 8.50%
Term APR2
Share Secured - 36 Months 4.25%
 CD Secured CD Rate + 2.00%
Over CD Rate (Maturity date of loan must coincide with maturity date of CD)
Type APR‡
Consumer As low as 12.90%
Business As low as 12.99%
No annual fees.

















All Loan Rates are before discounts and subject to credit score and LTV adjustments.


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1. APY = Annual Percentage Yield
2. APR = Annual Percentage Rate
 Fees or other conditions could reduce the earnings on the account. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors.
‡. APR = Annual Percentage Rate and is current as of 10/01/2024. Variable APR determined by adding a margin to the Prime rate and ranges from 12.40% – 19.40%. Margin is based on individual creditworthiness and may change in future. Credit card rates, terms, conditions and instant approval based on credit qualifications, account relationship and approval. Rates, terms, and conditions are subject to change. Membership eligibility required.