Develop a road map for your money.
Create a plan that helps you achieve financial goals and reduce stress.
IRAs
- Investment account that belongs to you.
- Can consist of stocks, mutual funds, bonds, and more.
- Traditional & Roth available.
Life Insurance
- 5-year to whole time terms available.
- Prepares for the unexpected.
- Protects your loved ones.
Retirement Services
- Map out how & when you can retire.
- Develop a holistic financial plan.
- Professional advice to navigate this journey.
Mutual Funds
- Pool money into a diverse managed portfolio.
- Experienced manager decides best time to buy & sell investments.
- Both aggressive & conservative.
Stocks + Bonds
- Conservative to ultra aggressive investments.
- Invest in up & coming businesses.
- Receive fixed rate of return.
Managed Accounts
- Personalized accounts to match your portfolio's needs.
- For both conservative & assertive investors.
- Professionally managed.
Meet with our financial advisor1
Geno P. Maino
Helping you reach your financial goals by carefully developing a plan that aligns with your specific needs, experience, and time horizon is an honor and my highest priority. Working together, we will create a customized plan to help achieve three key financial goals:
- Wealth accumulation during your working years.
- Security and independence in your retirement.
- The transfer of assets in the most advantageous manner.
*Appointments available in our Baraga Ave + Wells Offices.
Financial Calculators
You + Financial Planning = Success
Visualize your finances in one of our calculators.
Get more out of membership.
1. The financial professionals at Embers Investment and Retirement Services are registered representatives with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Embers Credit Union and Embers Investment and Retirement Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Embers Investment and Retirement Services, and may also be employees of Embers Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Embers Credit Union or Embers Investment and Retirement Services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |