Regular Share Accounts
Share accounts are the backbone of the savings program. You may make deposits of any amount at any time through payroll deduction, in person or through the mail. Dividends compound monthly.
Money Maker Accounts
Money Maker accounts are high interest tiered rate savings accounts. Dividends compound monthly. Minimum balance requirement to earn dividends is $100.00.
Earnie the Early Bird Youth Savings Account
Earnie accounts are a great way for children 1 day to 12 years of age to save. A $5.00 minimum balance is all this account needs to compound dividends monthly on any balance. Child must have a social security number.
Christmas Club & Vacation Club Accounts
These accounts make it easy and convenient to build a holiday shopping fund or save for your vacation. You can set up payroll deduction or deposit money as you can. Dividends compound monthly.
Certificate Accounts
Share Certificates are a terrific way to save for a special purpose. We offer a variety of higher - yielding certificates with terms that range up to 60 months with various rates based upon the term and the amount of the certificate. There is a penalty against interest for early withdrawal of any certificate funds.
Health Savings Accounts
A health savings account is a tax-exempt trust or custodial account you set up with a qualified HSA trustee to pay or reimburse certain medical expenses you incur. You must be an eligible individual to qualify for an HSA. To learn more about an HSA click here.
Saving Rates
| Shares & Vacation Club | ||
| Effective Date: Tuesday, November 30th, 2021 | ||
| Terms | Annual Percentage Yield | Annual Percentage Rate |
| Minimum balance of $100.00 to earn monthly dividends. If under 18 years of age, no minimum balance required to earn monthly dividends. | 0.10% | 0.10% |
| Christmas Club | ||
| Effective Date: Tuesday, November 30th, 2021 | ||
| Terms | Annual Percentage Yield | Annual Percentage Rate |
| No minimum balance. Dividends paid monthly. | 0.10% | 0.10% |
| Money Maker | ||
| Effective Date: Tuesday, November 30th, 2021 | ||
| Dividend paid monthly | ||
| Terms | Annual Percentage Yield | Annual Percentage Rate |
| On balances from $100.00 - $2,499.99 | 0.10% | 0.10% |
| On balances from $2,500.00 - $9,999.99 | 0.10% | 0.10% |
| On balances from $10,000.00 - $24,999.99 | 0.10% | 0.10% |
| On balances from $25,000.00 - $49,999.99 | 0.15% | 0.15% |
| On balances from $50,000.00 and over | 0.20% | 0.20% |
| Regular Checking | |||
| Name | Annual Percentage Yield | Minimum | Minimum |
| Regular | 0.00% | $0 | none |
| Fire Checking | |||
| Effective Date: Tuesday, November 30th, 2021 | |||
| Name | Annual Percentage Yield | Annual Percentage Rate | Minimum |
| Fire | 2.02% | 2.00% | $0.00 |
| *Fire Checking. Paid on balances up to $10,000.00 if monthly qualifications are met. | |||
| IRA Accounts | ||
| Effective Date: Tuesday, November 30th, 2021 | ||
| Terms | Annual Percentage Yield | Annual Percentage Rate |
| On balances from $0.01 and up. Dividends paid monthly. |
0.50% | 0.50% |
| Health Savings Accounts | ||
| Effective Date: Tuesday, November 30th, 2021 | ||
| Terms | Annual Percentage Yield | Annual Percentage Rate |
| Individual | 0.50% | 0.50% |
| Family | 0.50% | 0.50% |
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