Minimum balance of $100.00 to earn monthly dividends. If under 18 years of age, no minimum balance required to earn monthly dividends.
0.10%
0.10%
Vacation + Christmas Club
Terms
APY1
APR2
$100 minimum balance. Dividends paid monthly.
0.10%
0.10%
Money Maker
Terms
APY1
APR2
If balance is between:
$100.00 - $2,499.99
0.25%
0.25%
If balance is between:
$2,500.00 - $9,999.99
0.25%
0.25%
If balance is between:
$10,000.00 - $24,999.99
0.50%
0.50%
If balance is between:
$25,000.00 - $49,999.99
0.50%
0.50%
If balance is between:
$50,000.00 - $249,999.99
0.80%
0.80%
If balance is:
$250,000 and over
1.26%
1.25%
Standard Checking
APY1
Minimum
Maximum
0.00%
$0.00
None
Fire Checking
APY1
APR2
Minimum
3.04*%
3.00%
$0.00
*If monthly qualifications are met, paid on balances up to $10,000.00 and 0.01% APY1 will be paid on all balances above $10,000.00. If qualifications are not met, 0.01% APY1 will be paid on the entire account balance.
IRA Accounts
Terms
APY1
APR2
On balances from $0.01 and up. Dividends paid monthly.
3.05%
3.00%
Health Savings Account
Terms
APY1
APR2
Individual
1.26%
1.25%
Family
1.26%
1.25%
Certificates
Terms
APY1
6 Months
3.90%
12 Months
4.00%
18 Months
3.75%
24 Months
3.50%
36 Months
3.00%
48 Months
3.15%
60 Months
3.20%
Auto Rates
New Autos
Term
APR2
36 Months
5.10%
48 Months
5.35%
60 Months
5.60%
72 Months
5.85%
84 Months
7.05%
Used Autos
Term
APR2
36 Months
5.10%
48 Months
5.35%
60 Months
5.60%
72 Months
5.85%
84 Months
7.05%
Recreational Rates
Recreational Vehicles
Includes boats, snowmobiles, dirt bikes, ATVs, etc.
Term
APR2
36 Months
5.95%
48 Months
6.05%
60 Months
6.15%
72 Months
6.25%
84 Months
7.45%
Restrictions may apply. Ask any loan officer for details.
Campers + Motor Homes
Term
APR2
36 Months
6.45%
48 Months
6.55%
60 Months
6.65%
72 Months
6.75%
84 Months
7.95%
Personal Loan Rates
Signature Loan
Borrow $500 - $5,000
Term
APR2
12 Months
10.00%
24 Months
11.00%
36 Months
12.00%
48 Months
13.00%
Signature Line of Credit
Term
APR2
Revolving
8.50% for the first 12 months.
Minimum interest rate after introductory rate expires is 8.50%
Share Secured
Term
APR2
Share Secured - 36 Months
6.25%
CD Secured - 36 Months
CD Rate + 2.00%
Over CD Rate (Maturity date of loan must coincide with maturity date of CD)
Credit Cards
Type
APR2
Consumer
As low as 12.90%
Business
As low as 12.99%
No annual fees.
All Loan Rates are before discounts and subject to credit score and LTV adjustments.