Embers Business Lending Team
Meet the local business lenders helping Upper Peninsula businesses finance growth, manage opportunity, and plan their next move with real guidance from people who know the market.
Senior Commercial Relationship Manager
Julie Olson
Hi, I'm Julie. Coming to you with nearly 25 years of financial institution experience and as a native to Upper Michigan, I promise to craft and offer a dynamic solution to help you reach your business goals. I thoroughly enjoy developing a deep understanding of my client's financial position and working with them to provide local funding. In my free time, you can find me biking, taking long walks with my dog, and spending time with my family.
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Commercial Relationship Manager
Nick Kreis
Hi, I'm Nick. I work with members by listening and learning, then plan and propose how to achieve their business goals. The power of locally funded loans, decisions, and service allow me to deliver an unmatched experience. I take pride in tailoring each relationship to fit the member's needs and eliminate any "cookie-cutter" approach, as no two businesses or business owners are alike.
Commercial Relationship Manager
Terry Garceau
Hi, I'm Terry, and with over 30 years of experience in the financial industry, I'm ready to work with you to help you achieve your business goals. I've lived in the Upper Peninsula my entire life. Because Embers is headquartered and managed locally, we can understand your needs and respond quickly with the highest level of service! We value our relationships with our Members, and we're here to provide great options that help you succeed. Please let us know how we can help you!
Embers Business Credit & Operations Team
Meet the Team that helps Upper Peninsula businesses navigate commercial credit, business lending, loan support, and the behind-the-scenes details that keep business growth moving.
Charlie Nyquist
VP/CLO
Lisa DeCaire
Commercial Credit Administration Manager
Caden Paquette
Commercial Credit & Operations Lead
Molly Roussin
Commercial Portfolio Manager
Kristy Burt
Commercial Operations & Risk Specialist
Tyler Lawson
Commercial Loan Processor
Trinity Lanier
Commercial Lending Admin
Embers Treasury Management Team
Our Treasury Management Team supports Upper Peninsula businesses with cash flow tools, payment services, ACH, wires, deposits, and business banking guidance.
Bethany Cody
Treasury Management Officer