Earn Power Points |
Redeem Power Points |
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1 point for every $1 earned in interest/dividends paid on investment accounts |
.25% on a 1 yr CD = 2,500 points for certificate rate increase |
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1 point for every $1 paid in interest on consumer loans |
.25% = 2,500 points for a loan decrease |
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100 points for every year of membership |
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250 points if you refer a friend or family member |
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250 points for a new account |
Power Points Rewards Chart
| Rewards | Points Needed to Redeem |
| +0.25% Bump on 6 mnth CD | 2,500 per CD |
| +0.50% Bump on 6 mnth CD | 5,000 per CD |
| +0.25% Bump on 1yr CD | 2,500 per CD |
| +0.50% Bump on 1yr CD | 5,000 per CD |
| +0.25% Bump on 2yr CD | 3,000 per CD |
| +0.50% Bump on 2yr CD | 6,000 per CD |
| +0.25% Bump on 3yr CD | 3,500 per CD |
| +0.50% Bump on 3yr CD | 7,000 per CD |
| Fee Waivers | |
| +0.25% Discount | 2,500 per Loan |
| +0.50% Discount | 5,000 per Loan |
| NSF Fee/Overdraft Payment | 500 Points |
| Cashiers Check | 100 Points |
| Money Order | 100 Points |
| Box of Checks | 1000 Points |
| Credit Card Late Fee Waive | 500 Points |
| Reverse Bill Pay Fee | 50 Points |
| Stop Payment | 250 Points |
| Outgoing Wire Fee | 500 Points |
| ATM/Debit Card Replacement | 500 Points |
As we continue to receive feedback, the program will change and evolve to add value to your membership with Embers CU. If you have questions on the Power Points Program please call us at (906) 228-7080 or email us.
Investment accounts include Regular Savings, Money Makers, IRAs and Certificates of Deposit.
Consumer loans include auto loan, boats, motorcycles, RVs, ATVs, Snowmobiles, Savings Secured,Lines of Credit (secured or signature).
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