Mortgage Rates
Real Estate
| Long Term Fixed Rate Mortgage |
| All loan rates shown below are "As Low As." Individual rates are based on credit performance. |
| Home Equity Line of Credit | |
| Effective Date: Thursday, July 9th, 2020 | |
| Term | Annual Percentage Rate |
| Revolving | Variable with floor of 5.00% |
| First Mortgages | |
| Effective Date: Thursday, July 9th, 2020 | |
| Up to 90% of appraised value or purchase price (whichever is less) Standard closing costs apply. Amortize payments up to 30 years. | |
| Term | Notes |
| 5 year Fixed Rate | Call for Details |
| 5 year Balloon, up to 30 years Amortization | Call for Details |
10 year Fixed |
Call for Details |
| Second Homes, Camps, Etc. | |
| Effective Date: Thursday, July 9th, 2020 | |
| Term | Notes |
| 5 year Balloon | Call for Details |
| 5 year Fixed | Call for Details |
| 10 year Fixed | Call for Details |
| Secondary Market Loans | |
| Freddie Mac | |
| Term | Rate |
| 10-30 year fixed rate | Rates change daily |
| Land | |
| Effective Date: Thursday, July 9th, 2020 | |
| Can lend up to 75% of appraisal amount or sale price (whichever is less.) | |
| Term | Annual Percentage Rate |
| 5 year Balloon, up to 30 years Amortization | Call for Details |
| Construction Loan | |
| Effective Date: Thursday, July 9th, 2020 | |
| Term | Annual Percentage Rate |
| Please contact a mortgage officer for details | 4.50% |