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Embers CU IRAs

Embers Credit Union offers a variety of Individual Retirement Accounts to meet your particular needs.

Traditional IRAs are more attractive than ever because expanded income limits mean more people will be able to make tax-deductible contributions. In addition, penalty-free withdrawals are allowed for qualified higher-education expenses and for a first-time home purchase.

Contributions to the Roth IRA or Education IRA (known as the Coverdell Education Savings Account) aren't tax-deductible, but the accounts offer the opportunity for tax-free savings.

Your tax advisor can offer more guidance on which type of IRA may be best for your needs. Of course, we are always here to answer your questions and assist you with opening an IRA. Please stop by or call us today for more information on the benefits of a credit union IRA.


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