FAQs
Yes, we are an approved SBA lender and are able to provide SBA 7a Guaranteed loans, SBA Express loans, and SBA 504 loans. Visit the WWW.SBA.GOV website for more information about these and other types of loans.
The General Email address for the credit union is embers@embers.org. There are some individual email addresses listed on our Contact Us page.
All checks must be endorsed with the language "For Mobile Deposit Only to Embers CU account <account number>." Failure to endorse your Mobile Deposit properly may result in rejection of the item.
EXAMPLE:
Making payments has never been easier! You can now make a payment from your account at another institution to your loan at Embers CU. You will need to know your other financial institution's account/card information for reference.
*There is a convenience fee of $5 per transaction.
Use your chip card at the exact same merchants you do now— by inserting the card into card terminals that are chip enabled or swiping your card at merchant locations that have not yet switched to chip-enabled card terminals. You can also continue to use your card as you did before for online payments, telephone payments, and at ATMs.
No, most realtors prefer that home buyers are pre-approved by a financial institution prior to looking at houses to be sure they are searching in their accurate price range. By being pre-approved you shorten the length of time needed to process your mortgage loan allowing you to move into your new home sooner. In addition, sellers prefer to know that potential buyers are pre-approved when presented with an offer to purchase.
Let us know of your travel plans to avoid possible suspension of your card for unusual activity. Please contact us at 1-906-228-7080.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Our routing number is 291172844.
Yes- If you apply for a loan with Embers Credit Union, we can give you a copy of your credit report at application time. If you are not applying but would like to see your credit report to review it for accuracy, you can request a free copy of your credit report by visiting AnnualCreditReport.com.
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