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Home > About Us > Careers at Embers CU

Employment Opportunities

 

MORTGAGE LOAN PROCESSOR

POSITION REPORTS TO: V.P. Central Credit & Loan Servicing

LOCATION: Marquette or Wells

POSITION PURPOSE

This position is designed to be an integral part of the Retail Lending Team by providing assistance to Mortgage Loan Officers and members with the mortgage loan process including: applications, preparation of necessary documents, loan disbursements, and clerical and administrative support for quality assurance of loan files.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

  1. Reviews residential loan application files to verify that application data is complete and meets policy standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment.
  2. Contacts credit bureau and employer to verify accuracy of information

  3. Contacts specified companies to obtain title insurance, survey, and appraisal

  4. Reviews loan application forms; submits mortgage loan application files for underwriting approval

  5. Prepare discharges for paid in full loans.

  6. Balance payments, work with reporting Secondary Market loans

  7. Works with escrow accounts disbursing payments for taxes and insurance.  Assists with escrow analysis annually.

  8. Performs other related duties as assigned.

QUALIFICATIONS

EDUCATION/CERTIFICATION: High school graduate or equivalent.

EXPERIENCE: Minimum six months of similar or related experience in Credit Union or financial institution working with mortgage lending policies and procedures

SKILLS/ABILITIES:

  • This position requires a high level of attention to detail, as the impact of errors can be significant
  • This position requires a significant level of trust and diplomacy in addition to normal curtesy and tact
  • Excellent communication skills
  • Professional appearance, dress, and attitude
  • Ability to operate related computer applications and business equipment including adding machine, copy machine and telephone
  • Willingness to collaborate and assist

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.

AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.

AVERAGE VISUAL ABILITIES: Average, ordinary visual acuity necessary to prepare or inspect documents or products, or operate machinery.

PHYSICAL STRENGTH: Sedentary work; sitting most of the time

 

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Please submit application to: Careers@embers.org

 

MORTGAGE SERVICING SPECIALIST 

POSITION REPORTS TO: V.P. Central Credit and Loan Servicing                                                      

LOCATION: Marquette or Wells

POSITION PURPOSE

Responsible for performing mortgage loan support services including assisting members with questions, processing payments and adjustments, disbursing insurance funds, and completing basic accounting and clerical duties.  Tracks and obtains proof of insurance as required on member loans.  Maintains departmental records and files and types routine reports and records.  Assists or refers members as necessary.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

  1. Answers member questions regarding mortgage loans, payments, balances, and insurance requirements.
  2. Processes payments from tellers including loan payoffs and adjustments. 
  3. Processes mail payments.
  4. Completes investor reporting requirements. 
  5. Records account data and disbursement of funds to investors.
  6. Receives Hazard Insurance declarations and premium bills.  Sets up new files and disburses insurance premiums as scheduled.

QUALIFICATIONS

EDUCATION/CERTIFICATION: High school graduate or equivalent.

REQUIRED KNOWLEDGE:

  • General understanding of mortgage loans, including conventional loans.
  • Knowledge of related requirements, procedures, and underwriting criteria.

EXPERIENCE: 2+ years of varied experience.

SKILLS/ABILITIES:

  • Good verbal and public relations skills.
  • Strong typing abilities.
  • Good basic math skills.
  • Well organized.
  • This position requires a high level of attention to detail, as the impact of errors can be significant. 
  • Excellant communication skills.
  • Professional appearance, dress, and attitude.
  • Ability to operate related computer applications and business equipment.
  • Willingness to collaborate and assist.

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.

AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.

AVERAGE VISUAL ABILITIES: Average, ordinary visual acuity necessary to prepare or inspect documents or products, or operate machinery.

PHYSICAL STRENGTH: Active work; standing, reaching, kneeling, stooping, bending and manipulating small and large objects most of the time. Requires occasional lifting (>25 lbs).

 

apply now button         

Please submit application to:  Careers@embers.org

 

PART-TIME TELLER 

$14-$19.19                                                              

POSITION REPORTS TO: Lead Teller / Branch Manager

POSITION PURPOSE

The primary focus of this position is to provide quality service in daily teller operations while selling a full range of credit union products and services to existing an prospective members. Employee will be responsible for the custody and control of currency and negotiable instruments. Responsible for providing a variety of paying and receiving functions for members in person, via phone, and through the mail including processing deposits, withdrawals, loan payments, cashiers' checks, money orders, and cash advances. Balances each day's transactions and verifies cash totals. Performs specific assigned side jobs including various clerical and receptionist functions, and assists other staff as required. Serves members promptly and professionally.

QUALIFICATIONS

EDUCATION/CERTIFICATION: High school graduate or equivalent.

SKILLS/ABILITIES:

  • Excellent Interpersonal skills including courtesy, tact, and diplomacy.
  • Excellent Communication skills.
  • Excellent Consultative sales skills.
  • Strong Organization skills.
  • Professional appearance, dress, and attitude.
  • Ability to work independently.
  • Willingness to assist others.

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.

AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.

AVERAGE VISUAL ABILITIES: Average, ordinary visual acuity necessary to prepare or inspect documents or products, or operate machinery.

PHYSICAL STRENGTH: Active work; standing, reaching, kneeling, stooping, bending and manipulating small and large objects most of the time. Requires occasional lifting (>25 lbs).

 

apply now button         

Please submit application to:  Careers@embers.org

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