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UPDATE 7/13/20

Our commitment to our staff and members is stronger than ever!  With the health and safety of them in mind, as well as following state and local guidelines, mandates and the recent Executive Order requiring masks in public, we are requiring all of our members to wear a proper face covering while in our branches.

Very early on in the pandemic, our team was deemed Essential Workers. As such, they have been on the frontlines serving our members since COVID-19 became prevalent in early March. They have bravely carried out their duties to ensure our members could continue to cash their checks, pay their bills, get replacement debit and credit cards, make cash withdrawals and deposits, obtain loans, and keep our ATMs stocked with cash. Most importantly, they continue to be here to help those members who need loan payment deferments, assist local small businesses with the Payment Protection Program and other support due to layoffs and job loss.

As we continue to take the necessary precautions to ensure that both our staff and members remain safe. A few of the additional changes you may see include:

  • Plexi-glass barriers: Barriers have been placed in our teller line, member services area and offices.
  • Social Distancing: There are floor decals to identify the 6 foot recommended distance.
  • Hand Sanitizer: Hand sanitizer has been placed throughout lobbies and offices to help the spread of germs.
  • Advanced Cleaning: Our cleaners are committed to doing the necessary measures to ensure that our buildings are cleaned every night. In addition to the nightly cleaning, our staff will be wiping down doorknobs and common surfaces as well as drive thru equipment regularly.

Thank you to all of our members, as well, for your patience and understanding as we transitioned through this unprecedented time. Together we will continue to get through this!

UPDATE 6/15/20

All lobbies are open for limited services! We ask that during your visit you please wear a mask, practice social distancing, minimize touch, and be patient as we are sanitizing frequently. We are excited to see you!

UPDATE 4/9/20

Beginning Monday, April 13th, 2020, we will be reducing our drive thru operating hours.
Our lobbies will remain closed to everything but appointments for the duration of this public health crisis.

Updated hours will be:

Marquette Drive Thru:
Monday – Friday 8am – 6pm
Saturday 8am – 1pm
Negaunee Drive Thru:
Monday – Friday 9am – 6pm
Saturday 9am – 12pm
South Drive Thru:
Monday – Friday 9am – 6pm
Saturday Closed
Munising Drive Thru:
Monday – Friday 9am – 6pm
Saturday 9am – 12pm
Gwinn Drive Thru:
Monday – Thursday 8:30am – 5pm
Friday 8:30am – 6pm
Saturday 8:30am – 12pm
Trenary Hours:
Monday – Thursday 8:30am – 5pm
Friday 8:30am – 6pm
/Saturday Closed


Our Call Center is available Monday – Friday 8:30AM to 5PM, Saturday 8:30AM to 12PM.

Our Mortgage Department is available Monday – Friday 9AM to 5PM.

We are committed to protecting our members, staff, and communities from the spread of COVID-19 as much as possible. During this time, we ask our members to visit the drive-thru only when absolutely necessary and stay home if you are feeling sick. This will help us to keep our employees safe and healthy, so that we can remain open and continue to serve you.

Although we have limited staff and our lobbies remain closed, there are still many options for you to conduct business.


UPDATE 4/8/20

Important Message For Members With Credit Insurance:
If you elected Credit Life or Disability Insurance, underwritten by CMFG Life Insurance Company, on your loan with us and are facing financial troubles due to a covered loss, please contact us to file a claim or discuss what benefits may be available under the coverage. As part of the same community, Embers Credit Union is committed to doing our part to keep us safe and sound throughout ongoing developments related to the coronavirus (COVID-19).

Members With Debt Protection May Be Eligible For Benefits: 
If you purchased Debt Protection on a loan with us and are having financial issues due to a protected loss, please contact us to file a claim or discuss what benefits may be available. If elected, the protection may cancel your loan balance or monthly payment in the event of a protected event, like a disability or period of involuntary unemployment. Please contact us for more information including terms and conditions. As part of the same community, Embers 
is committed to doing our part to keep us safe and sound throughout ongoing developments related to the coronavirus (COVID-19).

UPDATE 4/1/20

At Embers Credit Union we understand what you are going through, because we are going through it too. Below are just a few of the ways we are here to help you. If you need something that we aren't currently offering, let us know. We can get through this together.

We're here to help our members get ahead.



UPDATE 3/27/20

Thank you for being a member of Embers Credit Union. The health and wellness of our members and staff will remain our highest priority. We are closely monitoring developments and recommendations from the Centers for Disease Control and local officials to respond accordingly.

While Governor Whitmer has issued a shelter in place order, that does not apply to credit unions and other financial institutions which are considered essential services. You can still conduct all of your transactions through the Drive-thru, our mobile app or online banking at However, our lobbies will remain closed in order to keep our Embers family safe and healthy.

Stay Home and Stay Safe.

  • Drive-thrus at all branches are open Monday – Friday 8AM to 6PM. Saturday 8AM to 12PM.

  • Our Call Center is available Monday – Friday 8:30AM to 5PM, Saturday 8:30AM to 12PM.

  • Our Mortgage Department is available Monday – Friday 9AM to 5PM.

  • Access our Online and Mobile services at any time to access your accounts, check balances, deposit checks, pay bills, apply for a loan, mortgage and more. If you have any questions about our online banking services, please give us a call. We would be happy to assist you. To sign up, click on ENROLL on our webpage at

  • Visit one of our 85,000+ Surcharge Free ATMs. To find an ATM closest to your home, click here.

  • Make sure you have a debit card with a working PIN. If you need to set or change your PIN, call 800-290-7893. If you have specific questions about ATM transactions, call the number on the back of your card.

  • Watch out for SCAMS. Unfortunately scammers are taking advantage of the situation and sending phishing emails asking for personal information. Please know that we will never send you an email asking for your personal information. When in doubt, don’t click on anything and call us directly.

  • Deposits Are Safe. Federally insured credit unions offer a safe place for credit union members to save money. All deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000 per individual depositor. Credit union members have never lost a penny of insured savings at a federally insured credit union. Additional information on NCUA share insurance coverage for consumers is available at

If you have been impacted by COVID-19, we are here to assist you with your financial needs. Everyone’s situation is unique. Please call us so we can talk about the best options. We have a strong credit union family and we will be there for each other. We will continue to provide updates as needed.

For the latest recommendations from the Centers for Disease Control, visit or your local health department website. Rest assured that our members and our staff are our top priorities. Please stay safe.  Together, we can get through this.

UPDATE 3/19/20

Beginning tomorrow, March 20, we will be suspending in-branch traffic until further notice. Your Embers staff will continue to work during business hours to answer phones and emails. 

The inside lobbies at all locations will only be accessible by appointment and under special circumstances. You can make an appointment by calling 906-228-7080 or by emailing us.

You are still able to apply for loans with us through our website. Click here to fill out a loan application.

All drive-thrus will remain open for regular business hours. Please be aware that the wait time may be longer than usual. We appreciate your patience.

Online/Mobile Banking
Most transactions can be performed through our online/mobile banking including transfers, balance inquiries, and loan payments. If you do not have online/mobile banking set up, please enroll. Click here for instructions on how to enroll.

UPDATE 3/17/20

Assistance for our members impacted by the COVID-19 virus.

The health and well-being of our members and communities is our top priority. As such, we are monitoring and following all guidance from the Centers for Disease Control (CDC), including taking the steps necessary to reduce the threat of COVID-19 exposure to employees and members.

During this time of uncertainty and change, Embers Credit Union pledges to help meet the needs of those members affected by the coronavirus. 

If you or your family have been impacted by COVID-19, and need financial support, we’re here to help. We understand that the scope of impact may include areas outside of your control and our employees are ready to provide financial guidance and discuss solutions that may be available to you.

Possible assistance could include loan payment extensions. Access to low rate, short-term loans and waiving early withdrawal penalties for out of work members who need access to money locked up in Certificates of Deposit.

We will continue to monitor the situation and evaluate additional measures to support our members and our communities as the need arises.

Thank you for your continued membership.

UPDATE: 3/16/20

Dear Members,

While we continue to monitor the evolving global pandemic of the coronavirus (COVID-19), our top priority remains the health, safety, and well-being of our community. Although immediate risk in our area is currently low, we want you to know that we are taking preventative measures and planning to limit the spread of COVID-19 while ensuring the continuity of our financial services to our membership.

At this time all of our locations will continue to operate with normal business hours, however, we encourage you to familiarize yourself with our online services in the event the outbreak reaches our community. If you are not currently enrolled in our online banking you can do so today using our new Embers Credit Union mobile app or on our Home Page. With online/mobile access to your accounts from home you’ll have the ability to perform a wide variety of transactions including:

  • Check Balances

  • View monthly statements

  • Pay bills using Bill Pay

  • Deposit checks though our mobile app

  • Transfer funds between accounts or individuals

Though your financial institution is the safest place for your money it’s always a good idea to keep some cash handy just incase. ATMs at all of our locations will remain in service for your convenience.

At this time we ask that you please consider the health and safety of our employees as well as others in the community by utilizing our online services or phone services should you experience any flu-like symptoms.

Embers Credit Union will continue to closely monitor the pandemic with guidance from the Centers for Disease Control and Prevention (CDC) and local health officials in our region. Please continue to visit this page for the latest updates with Embers regarding the COVID-19

Should governmental agencies require companies to close and/or employees to stay home we have implemented a plan for critical functions to continue operating remotely should it be necessary.

Thank you for your valued membership!


Embers Credit Union



State of MI


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